Affirm FAQ

FULL THROTTLE MOTORSOPRTS LLC AND AFFIRM

Affirm and Full Throttle Motorsports LLC have teamed up to offer easy financing for orders over $500 - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

CHOOSE 3, 6, OR 12 MONTHLY PAYMENTS

Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from as low as 10-36% APR based on your credit. Actual rates will be shown at checkout.

"Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.”

REAL PEOPLE, REAL SUPPORT

Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.

FREQUENTLY ASKED QUESTIONS

WHAT IS REQUIRED TO HAVE AN AFFIRM ACCOUNT?

Affirm customers must: Be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories.

https://www.affirm.com/how-it-works

DO I HAVE A CREDIT LIMIT WITH AFFIRM?

Unlike a credit card, Affirm is not a revolving line of credit. While customers can take out multiple Affirm loans at once, each Affirm loan application is evaluated separately as a closed-end transaction. An application from a returning customer may be denied, however, if that customer has failed to repay other Affirm loans on time or if the customer shows excessive borrowing behavior.

HOW DO I PAY MY BILLS?

You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.

DOES AFFIRM PERFORM A CREDIT CHECK?

Yes, when you first create an Affirm account, Affirm perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

WHY WAS I PROMPTED TO PAY A DOWN PAYMENT WITH A DEBIT CARD?

Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

WHY WAS I PROMPTED FOR A CHECKING ACCOUNT?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit.